Best Risk-Based Authentication Software
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Compare the Top Risk-Based Authentication Software as of October 2026
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What is Risk-Based Authentication Software?
Risk-based authentication (RBA) software are authentication tools that take into account informational and behavioral risk when authenticating users attempting to access systems or identity verification. Compare and read user reviews of the best Risk-Based Authentication software currently available using the table below. This list is updated regularly.
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1
Uniqkey
Uniqkey
Uniqkey: Protect every login. Access with confidence. Uniqkey is Europe’s trusted password and access management platform - purpose-built for companies that demand security, simplicity, and control. Engineered by European cybersecurity experts, our platform combines military-grade encryption with an effortless user experience. We remove complexity from everyday workflows, helping employees stay secure without slowing them down. From auto-filling 2FA codes to streamlining access across your cloud environment, Uniqkey keeps security frictionless and productivity high. With real-time visibility across your entire infrastructure, IT teams gain complete control over access rights, employee activity, and security scores - empowering them to defend against threats and drive compliance with confidence proactively. Seamlessly integrated with Microsoft and other core systems, Uniqkey makes provisioning and offboarding fast, automated, and secure.Starting Price: €4.5 per employee, per month -
2
FusionAuth
FusionAuth
FusionAuth supports Risk-Based Authentication (RBA) by enabling adaptive security policies based on user behavior, device, IP address, geo-location, and other contextual signals. Through its extensible architecture and event-driven webhooks, you can trigger step-up authentication, deny access, or flag anomalies in real time. FusionAuth allows full customization of authentication flows, empowering developers to build intelligent risk models and respond dynamically to threats. Combined with MFA and other controls, RBA enhances account protection without degrading the user experience—making it ideal for organizations implementing zero-trust security or compliance-sensitive environments.Starting Price: $0 -
3
Cisco Duo
Cisco
Cisco Duo is a cloud-based identity security solution that protects organizations from identity-based threats and boosts workforce productivity. Trusted by over 40,000 organizations worldwide, Duo delivers an exceptional access management experience across all users, devices, and applications, making access to resources secure, seamless, and easy. Duo with Cisco Identity Intelligence provides deep visibility across your identity ecosystem, adding a powerful security layer to any identity infrastructure. Offer users a world-class access experience through Duo Passport to eliminate MFA friction and fatigue without sacrificing security. To stop threats, Duo verifies user identities with strong authenticators including Duo passwordless, Verified Duo Push with number matching, and phishing-resistant factors like biometrics and FIDO2 security keys. Paired with deep insights into users’ devices, Duo gives you the control to adaptively limit access based on device health or user risk.Starting Price: $3 per user per month -
4
GateKeeper Enterprise
Untethered Labs, Inc.
Passwordless, proximity login to PCs, Macs, websites, and desktop applications. Hands-free, wireless 2FA and password manager through active proximity-detection. IT admins can dynamically allow users to log in to their computers and websites with a physical key either automatically, by touch, by pressing Enter, or with a PIN. Seamlessly login, switch users, switch computers, and logout without passwords, touch, or trouble - just a key. Once a user walks away, the computer will lock, blocking access to the computer and web passwords. With continuous authentication, users are always being checked to ensure that they require access. No more typing passwords. Admins and compliance can now automate password security from a central admin console: enforce stronger passwords, enforce 2FA, and give employees the power of password-free login without interrupting workflow. Reduce helpdesk tickets related to forgotten passwords/password resets. Login and auto-lock with proximity.Starting Price: $3/user/month -
5
LastPass
LastPass
LastPass is a cloud-based password manager available on any system or device, ensuring credentials are protected, private, and always within reach. Simple to set up and effortless to use, LastPass delivers the world's most convenient password management experience for consumers and businesses of all sizes and technical requirements. Say goodbye to password fatigue by generating, sharing, accessing, and managing credentials at the click of a button, while preventing bad actors from accessing precious data and account logins. Businesses also utilize LastPass to consolidate their tech stacks or to fill access management gaps with native integrations for MS Entra, Okta, and other IdPs and IAMs. With over 100 customizable policies, flexible privileges, detailed reporting, MFA and passwordless authentication options, LastPass makes it easy for organizations with numerous logins and increasing security risks to standardize password management company wide.Starting Price: $4 per user per month -
6
Okta
Okta
One platform, infinite ways to connect to your employees and customers. Build auth into any app. Create secure, delightful experiences quickly by offloading customer identity management to Okta. Get security, scalability, reliability, and flexibility by combining Okta’s Customer Identity products to build the stack you need. Protect and enable your employees, contractors, and partners. Secure your employees—wherever they are—with Okta’s workforce identity solutions. Get the tools to secure and automate cloud journeys, with full support for hybrid environments along the way. Companies around the world trust Okta with their workforce identity. -
7
Authsignal
Authsignal
Authsignal is a B2C consumer authentication and identity platform. Built to enable enterprise and mid-market business product and engineering teams the rapid capabilities to deploy omnichannel authentication and verification flows. Engineered to drop into existing architecture, Authsignal delivers the world's fastest path to uplifting and implementing passkeys and risk-based multi-factor authentication (MFA) flows without the need to overhaul your current identity stack, with seamless integrations for best-in-class identity platforms, such as AWS Cognito, KeyCloak, Azure AD B2C, and IdentityServer, Integration has never been this fast. Deploy with lightning speed, utilizing pre-built authentication flows or create customized UI experiences, leveraging Authsignal's React Native UI components, headless APIs, and mobile SDKs for iOS and Android. Optimizing user experience and balancing security is a breeze with Authsignal. With our No-code rules engine, create and deploy strong cStarting Price: $349/month -
8
Ondato
Ondato
Ondato is a tech company that streamlines KYC and AML-related processes. We're providing advanced technological solutions for digital identity verification, business customer onboarding, data validation, fraud detection, and more. All of them meet the highest quality standards available for KYC online or offline onboarding for all business and customer types orchestrated from a single interface. We're turning compliance into a business benefit by creating a safer environment for organizations and individuals alike.Starting Price: €149.00/month -
9
OneLogin
OneLogin
Secure critical company information and empower employees with OneLogin, a trusted identity and access management (IAM) solution for the modern enterprise. Designed to strengthen enterprise security while simplifying business logins, OneLogin is an excellent solution for companies looking to enforce security policies with ease. OneLogin includes top-rated features such as single sign-on (SS), unified directory, user provisioning, adaptive authentication, mobile identitiy, compliance reporting, and more. -
10
The OptimalCloud
Optimal IdM
The OptimalCloud platform is a full featured, award winning, SSO Federation & IAM solution that provides a single point of authentication, policy management and auditing for a seamless end user experience. The OptimalCloud is deployed in workforce and consumer scenarios, used by some of the most recognizable companies on the globe, and used in some of the most secure environments in the world. Each feature-rich pricing tier comes with multi-factor authentication (MFA), because proper security shouldn't cost extra. The OptimalCloud is integrated with more than eleven thousand applications, simplifying set up and configuration and also has 24 x 7 x 365 support with a guaranteed uptime of 99.99%.Starting Price: $2/user/month -
11
HYPR
HYPR | The Passwordless Company
HYPR fixes the way the world logs in. Organizations are faced with the challenge of achieving secured and seamless authentication coupled with a flawless user experience at a time when it’s more critical than ever. HYPR’s passwordless multi-factor authentication (PMFA) platform decouples authentication from the organization’s current and future identity providers and eliminates the traditional trade-off between security and user experience by providing uncompromising assurance and consumer-grade experience with true passwordless and phishing-resistant MFA. The solution is trusted by more than 60M users worldwide. With deployments taking hours rather than weeks or months, organizations decrease the risk of attack, increase positive user experience, and lower operational costs.Starting Price: $4.00 per user/month -
12
SecureAuth
SecureAuth
With SecureAuth, every digital journey is simple, seamless, and secure to support your Zero Trust initiatives. Protect employees, partners, and contractors with frictionless user experience while reducing business risk and increasing productivity. Enable your evolving digital business initiatives with simple, secure, unified customer experience. SecureAuth leverages adaptive risk analytics, using hundreds of variables like human patterns, device and browser fingerprinting, and geolocation to create each user’s unique digital DNA. This enables real-time continuous authentication, providing the highest level of security throughout the digital journey. Enable employees, contractors and partners with a powerful approach to identity security that simplifies adoption of new applications, accelerates efficiency, increases security and helps drive your digital initiatives. Use insights and analytics to drive digital initiatives and speed up the decision making process.Starting Price: $1 per month -
13
UserLock
IS Decisions
Secure Active Directory user logins with Multi-Factor Authentication, Single Sign-On, contextual access controls, and real-time monitoring and reporting. UserLock helps administrators to manage and secure access for every user, without obstructing employees or frustrating IT.Starting Price: $2.00/month/user -
14
Akku
CloudNow Technologies
The corporate user lifecycle, streamlined. Akku is a robust, flexible identity and access management solution created to help you manage every stage of the user lifecycle more effectively. With its range of versatile features, Akku helps improve data security, standards compliance, efficiency and productivity. Akku delivers a powerful cloud SSO solution that can be integrated easily with almost any cloud or in-house application, and packages a range of security and access control features that make user provisioning, management, access control and deprovisioning seamless. Unlike many other IAM solutions, Akku is built on an agentless architecture, without the need for a user agent to be installed on your infrastructure. So you know exactly what parts of your sensitive user information Akku can access, ensuring transparency and control.Starting Price: $5.00/year/user -
15
Ping Identity
Ping Identity
Ping Identity builds identity security for the global enterprise with an intelligent identity platform that offers comprehensive capabilities including single sign-on (SSO), multi-factor authentication (MFA), directory, and more. Ping helps enterprises balance security and user experience for workforce, customer, and partner identity types with a variety of cloud deployment options including identity-as-a-service (IDaaS), containerized software, and more. Ping has solutions for both IT and developer teams. Enable digital collaboration with simple integrations to these popular tools. Support your employees wherever they are with integrations to these popular tools. Deploy quickly with interoperability across the entire identity ecosystem. Whether you just want single sign-on (SSO) or a risk-based, adaptive authentication authority, starting off with a PingOne solution package lets you only pay for what you need, and gives you room to grow.Starting Price: $5 per user per month -
16
LogMeOnce
LogMeOnce
A formidable cyber security defense should be mindful to thwart internal and external threats. External and internal threats have one common denominator. The end user’s adherence to security, policy, and best practices. External elements exploit an unsuspecting internal user’s adherence to sound security policies to find their way in. Granted, external threats can be addressed with various mechanisms such as firewalls, but, inherently it has its roots and seeds in weak internal shortcomings. However, you can easily curb internal threats by simply establishing “automatic & enforceable” security policies, advising end-users to adhere to secure access protocols with trusted credentials. Thankfully, LogMeOnce Patented Technology offers plenty of ways to protect your team members, credentials, and agency with advanced automated authentication. LogmeOnce dashboard creates powerful and unified access to a user’s entire disparate/numerous set of applications.Starting Price: $3 per user per month -
17
BeyondCorp Enterprise
Google
A zero trust solution that enables secure access with integrated threat and data protection. Provide secure access to critical apps and services. Safeguard your information with integrated threat and data protection. Simplify the experience for admins and end-user with an agentless approach. Improve your security posture with a modern zero trust platform. Built on the backbone of Google’s planet-scale network and infrastructure to provide a seamless and secure experience with integrated DDoS protection, low-latency connections, and elastic scaling. A layered approach to security across users, access, data, and applications that helps protect every click from malware, data loss, and fraud. Integrates posture information and signals from leading security vendors, for extra protection. Easily configure policies based on user identity, device health, and other contextual factors to enforce granular access controls to applications, VMs, and Google APIs.Starting Price: $6 per user per month -
18
GateKeeper Client
Untethered Labs, Inc.
The Client application automatically authenticates, authorizes, and logs users on to their computer and websites when they are present, and automatically locks the computer when they walk away. The GateKeeper proximity-based access control system provides unparalleled convenience and security for IT administrators. Wireless proximity authentication for your users and computers. Machine-learning algorithm determines presence of the tokens. Synchronization of users, passwords, keys, and access rules. Works with the GateKeeper Vault and on-demand OTPs. Secure cybersecurity blind spots with auto-locking. Advanced proximity-based authentication for computers and websites. Using real-time presence detection, the application determines when a user has walked away and automatically locks the computer. This eliminates the need for clumsy timeout policies. Using 2-FA (a secret PIN and the token's proximity), GateKeeper increases security while reducing the friction and time it takes to log in.Starting Price: $3 per user per month -
19
PortalGuard
BIO-key International
BIO-key PortalGuard IDaaS is a single, flexible cloud-based IAM platform that offers the widest range of options for multi-factor authentication, biometrics, single sign-on, and self-service password reset to support a customer’s security initiatives and deliver an optimized user experience – all at an affordable price point. For over 20 years, industries such as education, including over 200 institutions, healthcare, finance, and government have chosen PortalGuard as their preferred solution.Whether you’re looking for passwordless workflows, support for your Zero Trust architecture, or just implementing MFA for the first time, PortalGuard can easily secure access for both the workforce and customers whether they are remote or on-premises. PortalGuard’s MFA stands out above others as it is the only solution to offer Identity-Bound Biometrics that offer the highest levels of integrity, security, accuracy, availability and are easier to use than traditional authentication methods. -
20
Plurilock DEFEND
Plurilock Security
Plurilock DEFEND provides true real-time authentication for the duration of an active computing sessions using behavioral biometrics and the computing devices your employees already use. DEFEND relies on a lightweight endpoint agent and proprietary machine learning techniques to confirm or reject user's identity with very high accuracy based on their console input stream, without authentication steps that are evident to the user. By integrating with SIEM/SOAR, DEFEND can be used to triage and respond to SOC alerts with high-confidence identity threat intelligence. By integrating with login and application workflows, DEFEND provides just-in-time biometric identity behind the scenes, enabling login workflows to be skipped when biometric identity is already in a confirmed state. DEFEND supports Windows endpoints, Mac OS endpoints, and IGEL and Amazon Workspaces thin and VDI clients.Starting Price: $9 per user per month -
21
Emailage
LexisNexis
Your customer's expect a one-click experience. Use our powerful network intelligence and predictive fraud risk scoring to help enable a seamless user experience. LexisNexis® Emailage is a powerful fraud risk scoring solution fueled by email intelligence. Your customers demand the flexibility to interact with you through multiple channels. Whether using a smartphone, tablet, laptop or other device, they expect you to recognize their identity and grant them fast, easy access to your system. At the same time, they want assurance that their personal information is secure and fraudsters cannot hijack their account. That is an extremely challenging task. With the growth of digital channels for consumers, your ability to assess risk on digital elements is critical. This is especially true if your organization, like so many these days, minimizes the amount of personal identity information you collect to speed up onboarding of new customers and limit data exposure risk.Starting Price: $499 per month -
22
IBM Verify
IBM
Infuse cloud IAM with deep context for risk-based authentication to enable frictionless, secure access for your consumers and workforce. As organizations modernize hybrid multi cloud environments using a zero-trust strategy, identity and access management can no longer remain siloed. In a cloud environment, you need to develop cloud IAM strategies that use deep context to automate risk protection and continuously authenticate any user to any resource. Your journey should match your business requirements. Maintain existing investments and protect on-premises applications as you design and customize the right cloud IAM architecture to either replace or complement your infrastructure. Your users want one-click access from any device to any application. Onboard new federated applications to single sign-on (SSO), embed modern multi-factor authentication (MFA) methods, simplify logistics and give developers consumable APIs. -
23
It'sMe
Acceptto
Employees hate using passwords as much as you hate managing password vulnerabilities. More passwords and tokens lead to greater security risk, fatigue, and cost. It’s time to get rid of them for good. 89% of security professionals claim that a more advanced multi-factor authentication tool that provides continuous, behavioral authentication would improve their company’s security posture. Acceptto provides users with Intelligent MFA that intuitively authorizes access to applications and continues authenticating post-authorization. We prevent account takeovers, even if hackers have already acquired passwords. ItsMe™ Intelligent Multi Factor Authentication (MFA) increases your security by authorizing access attempts to a registered device in real-time, be it through a push notification or verification code (SMS, TOTP, email, and etc.). With our timed based one-time password (TOTP), security key, or biometric options, you can authenticate access even when offline. -
24
Privakey
Privakey
Privakey’s transaction intent verification provides a secure channel to streamline high risk exchanges between services and their users. Now available as a cloud service. Fraud is everywhere yet so is your competition. Enterprises are constantly seeking to delight their customers while balancing experience and security. It’s a challenging problem that’s getting tougher every year. So how can you securely engage with your customers, and gain their trust of you during sensitive exchanges, in a way that doesn’t add frustration to the process? The answer is Privakey. Transaction intent verification (TIV) is the combination of strong identity assurance and contextual response into one intuitive user experience. Common examples of TIV include payment confirmations, wire transfer approvals and account update acknowledgements. Our solution utilizes asymmetric cryptography, mobile biometrics and secure notifications to ensure the integrity of every exchange. -
25
Strivacity
Strivacity
Strivacity adds secure customer identity and access management (CIAM) capabilities to your online properties fast so you can grow your revenue, stay compliant with fast-changing privacy regulations and personalize your service with the insights you’ll get into how your customers interact with you. We can plug into your existing app, let your customers self-service their accounts and scale as fast as your business can grow. It's OK if you've outgrown your CIAM solution. We use clicks (not code) to reduce your TCO and get your customers where they’re going. Our Isolation by Design™ architecture secures regulated data and satisfies privacy standards like GDPR and CCPA. When you add in requirements from security and legal teams, the focus on the “C” (aka your customers) often gets lost. Strivacity keeps the focus on your customer with one solution that meets everyone’s needs, goes live faster and doesn’t require an army of developers and consultants to feed and water it.Starting Price: $500 per month -
26
PingOne Protect
Ping Identity
Prevent account takeover, new account fraud, and MFA fatigue with PingOne Protect. By evaluating multiple attack vectors, assigning risk scores, and providing insights, PingOne Protect triggers mitigation tools to block attacks and allow legitimate users to authenticate easily. PingOne Protect’s intelligence-based policies combine the results of multiple risk predictors to calculate an overall risk score. The score correlates to policies that determine the type and amount of friction to introduce into the user flow, such as CAPTCHA, password resets, selfie verification, and push notifications. Optimize scores for each predictor, aggregate predictors, add signals from third parties, and create overrides. Predictors include bot detection, IP velocity, user velocity, velocity anomaly, user location anomaly, IP reputation, anonymous network, user risk behavior, user-based risk model, new device detection, suspicious device detection, and custom/third-party predictors. -
27
DigitalPersona
HID Global
Go Beyond Multi-factor Authentication with DigitalPersona® software. Expand to risk-based factors, secure every application, offer frictionless access and deploy quickly. Enhance security with industry leading biometric solutions. Simplify processes, speed queues and confirm identities for a range of critical citizen, criminal justice and military applications. Select from an array of U.are.U® readers, modules and sensors. Leading fingerprint technologies to meet your specific OEM, retail, hospitality and commercial identity management requirements. -
28
Digital Resolve
Digital Resolve
Online Security and Fraud Protection through Real-time Identity Intelligence, Authentication, and Access Control. Proactively secure online accounts, information, transactions and interactions from login to logout. The Digital Resolve platform is a cost-effective and easy-to-deploy solution that effectively mitigates risk on day one of deployment. The platform was designed by a team of seasoned experts to provide a comprehensive view of all transactions and interactions, unlike other solutions that merely detect events in isolation. Furthermore, real-time intervention options and a frictionless user experience mean that you can maintain confidence and trust among your user base- all while providing real-time protection against potential risks. -
29
Kobil
Kobil Systems
Join the new era of secure digital identities and business communications. Our unique platform is developed to facilitate all your business processes with the highest security standards. Start your own journey now! With just a few simple steps, you are able to build your base to leverage your own ecosystem with integrated customers, partners and technologies. Onboard all identities immediately by email, SMS, post or however you wish. Connect and synchronize your user database with just one click or start from scratch with our secure user directory. Create your own super app in minutes; enrich your ecosystem; integrate partners. In just a few minutes you can integrate numerous ready integrations with no coding and developers needed. KOBIL's next generation digital identity solution supports you in every conceivable (identity) use case scenario. Enable identities to securely log in to your or your partners' websites, apps or mini apps. -
30
BioCatch
BioCatch
BioCatch prevents fraud and financial crime by recognizing patterns in human behavior, continuously collecting more than 3,000 anonymized data points – keystroke and mouse activity, touch screen behavior, physical device attributes, and more – as people interact with their digital banking platforms. BioCatch's AI and machine-learning models reveal patterns in user behavior and provide device intelligence that, together, distinguish the criminal from the legitimate. The company’s Customer Innovation Board – an industry-led initiative in partnership with American Express, Barclays, Citi Ventures, HSBC, National Australia Bank, and others – collaborates to pioneer innovative ways of leveraging customer relationships for improved fraud detection. As of Q1 2026, more than 30 of the world's largest 100 banks and more than 340 total financial institutions deploy BioCatch solutions, analyzing more than 17 billion user sessions per month and protecting more than 660 million people.
