Plaid

Atlanticus uses Plaid's cash flow data to help its bank partners see beyond a credit score. 🎯 Goal: Reach more creditworthy borrowers, including the ones a bureau score alone might miss. 🏆 How they did it: By layering cash flow data on top of bureau data, Atlanticus bank partners now approve approximately 27% more applicants without loosening risk standards. Read their story: pla.id/atlanticus

Today Plaid was awarded a Tearsheet AI & Data Innovation Award for our network intelligence, foundational model effort and insight products enabling more accurate credit, fraud, and payment risk decisions. As intelligent finance evolves, it will require new systems that recognize patterns, context, and outcomes as information changes and money moves over time. More than half of Americans with a bank account have used Plaid, and over a million connections happen every day. We’re turning that data network into models that help improve how financial services work, making products more personalized, useful and safe.  Stay tuned - much more to come! https://lnkd.in/g42nVK-e

"We're pushing towards a world of self-driving money." 💵 Our CEO Zach Perret sat down with Clay Bavor on CNBC to talk about our partnership with Sierra. Watch the full interview: https://pla.id/cnbc

The flow of financial services used to move from branch to website to app. Now it's just a conversation, with one agent 💬 With Plaid Link built into Sierra, that agent can securely connect your bank account mid-chat and use that data to keep longer-running workflows moving, like refinancing a loan, collecting a payment, or settling a claim. No dropped threads and no starting over. Read the full announcement here: pla.id/sierra

In this edition of Banking Exchange: → Plaid Effects: Execs from American Express, Truist, and TD broke down what it really takes to scale AI inside a large institution → American Banker Digital Banking Conference: dug into how fraud moves across payment rails, and what banks can do about it → Alkami Technology: expanded partnership bringing Plaid's data and fraud tools to 330+ financial institutions Read and subscribe ⤵️

Your members shouldn't need five apps to understand their own money. Now they don't. We teamed up with Alkami Technology to build account linking right into their platform, no separate integration needed. Members can now link external accounts instantly, see every transaction in one place, and get cleaner data on where their money's going. Announcement details here: pla.id/alkami

I joined Matt Brady on the Leading Detection podcast (thanks for having me, Matt!). We talked about my career journey, how fraud found me, what’s happening in the industry and what Plaid is doing about it. Loved chatting about seeing fraud teams and products as enablers for growth. When you are in the tranches fighting fraud, it's easy to lose sight of that - but ultimately Plaid's Fraud & Identity team's mission is to offer the right protections so that customers can grow without fear. It's all about that. Check out our full conversation here  https://lnkd.in/g65dyAjp

We were just named to the CNBC World's Top Fintech Companies list, alongside so many of our customers and partners 🌐 This year we shipped new tools to catch fraud faster, bring AI into the dev workflow, and help lenders say yes to more qualified borrowers. Every day, we're continuing the work to build a more open financial system, one release at a time. Thanks for supporting us along the way. See the full list here: pla.id/cnbc2026