Early Federal Retirement: What Happens to Your Spouse If You Die First?
Federal retirement choices impact spouses via survivor annuities, FEHB coverage, and widow tax compression for decades.
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Pay & Benefits
How Much is FEGLI Option A’s $10,000 Benefit Really Worth Today?
FEGLI Option A has provided $10,000 in coverage since 1968. Adjusted for inflation, that benefit would be worth nearly $100,000 today.
Pay & Benefits
Locality Pay: Why a GS-13 in San Francisco Earns About $30,000 More Than “Rest of U.S.”
2026 federal locality pay supplements range from 17.06% to 46.34%. See how it affects GS-13 salaries, high-3 averages, and annuities across top and bottom areas.
Retirement
Retiring Early? Two Overlooked Federal Benefits That May Help Protect Your Family
Two underappreciated federal benefits — the Basic Employee Death Benefit and pre-tax FEHB premiums — change significantly when you retire early under FERS.
Retirement
Federal Employees Spend Years Planning Retirement But Often Overlook This One Decision
Federal employees plan pensions and TSP for years but often skip planning the life retirement is meant to support.
Retirement
How Federal Employees Can Tap Their TSP Early Without IRS Penalties
Federal employees can avoid the 10% early withdrawal penalty by understanding the Rule of 55, special provisions, and IRS Section 72(t).
Retirement
2027 COLA: July Inflation Data Changes the Outlook for Federal Retirees
July inflation data puts the 2027 COLA on track for a larger increase than 2026, but two more months of CPI-W data will determine the final adjustment.
Retirement
How Federal Retirees Can Reduce Their Tax Burden in Retirement
Federal retirees face a layered tax picture from pensions, Social Security, and TSP withdrawals. Here's how tax-aware strategies can help protect your savings.
Retirement
The FERS Retirement Supplement: What Federal Employees Often Miss
The FERS Retirement Supplement ends at 62 — whether you claim Social Security or not. Many early retirees are caught off guard by the income drop.
Federal Workforce News
Beyond One Senate Race: What AFGE’s Endorsement Reveals About Federal Employee Unions
AFGE's endorsement of Abdul El-Sayed highlights the political role of federal employee unions and raises questions about representing a non-partisan workforce.
Retirement
The TSP Roth Conversion Mistake That Could Cost You $50,000
A new TSP feature lets you convert traditional funds to Roth, but converting too much at once can push you into a much higher tax bracket.
Federal Workforce News
Fauci Hearing Prompts Three New Bills Targeting Federal Employee Accountability
Three bills introduced after Dr. Anthony Fauci's Senate testimony would reshape rules on congressional testimony and federal ethics.
Retirement
Your Post-65 FEGLI Decision: A Choice That Shapes Retirement for Decades
Federal employees retiring at 57 must make a FEGLI election that shapes coverage costs and survivor protection for decades — before age 65 arrives.